Posts Tagged ‘ credit cards ’

I’ve found that a credit card can be a very good budgeting tool. I was always afraid of credit and seeing the amount of debt a lot of people have nearly convinced me that the cards weren’t financially healthy. But then my mortgage company offered me a card with 1% cash back applied to...
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David Giantomasi says he vigilantly paid his credit-card bills each month. Even if he could only make the minimum payment, he made sure to get all his monthly payments squared away. So he was shocked when the interest rate on his Chase credit card suddenly jumped to 19.99% from 7.99%. Business Week Magazine, Credit Card...
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This is something we’re looking at right now: our mortgage rate is now rising again after rising each quarter for nearly 2 years. Would it make sense? Would it make sense? Apart from keeping some cash for emergencies… what would you do?
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I just received this email from Mr Credit Card who asked me to share my answers with him for a report he is doing. Rather than just do that, I thought I would share my answers with all of you… Mr Credit Card here. I am conducting a survey among personal finance, investment bloggers about their...
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In this regular feature, InvestorBlogger will publish stories and experiences that we all face everyday. This story is especially useful for those considering first time mortgages, especially those with extra frills (like credit cards, extra loans, 100%+ financing…), When I bought my house, my mortgage company offered me a credit card that seemed like a...
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Identity theft is a serious and growing crime that inflicts serious damage on over 9 million people a year in the US alone. Identity theft can be placed on a par with break-in and robbery of an individual’s home in terms of psychological effects. The financial ramifications can be far more serious than the...
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Here’s a picture of my wallet as it is right now… It’s quite a bulky thing, but that’s probably because of all the crap I keep in it! I don’t usually carry it in my pocket! It’s in my bag most of the time. So, let’s see what is in it! One Taiwan ARC Card; two...
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Bank rate has a good set of articles on credit cards (more). The articles cover how to read statements, rates, canceling a card, reporting a lost/stolen credit card, and typical things credit card users forget (like paying the bill!). I particularly liked the “Using credit wisely” chapter. I think you will find that particularly useful...
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Stewart Smith writes about common credit card terms that cause confusion. Some people may think of credit cards as just “plastic money” that are there for their every convenience. What most people do not realize is that if you keep thinking that your credit card will let you get your way when it comes...
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