July Credit Card Spending Post
July 27, 2008 | Posted by InvestorBlogger | Comments Off
Post Moved.
Saving Money: You can save money by cutting energy use!
July 3, 2008 | Posted by InvestorBlogger | Read this comment
Post Moved.
Credit Card Crap: Statements ‘n’ all.
June 29, 2008 | Posted by InvestorBlogger | Comments Off
Credit card statements came in, two of them. Yes, that’s right. I’m the proud owner of 2 credit cards, soon to be three.
Why? When I usually espouse having only one credit card. The first credit card is the TSIB card. Initially the limit was approaching NT$300K, but I cut that right down by 50%. I was unhappy having such a large credit limit on my card.
#1 - TSIB Card
This month’s spending will be paid off in full, as usual. The expenses are quite minimal: hosting for my school’s Flickr account (NT$773), the usual NT$2000 life insurance premium, and hosting for BlueHost (for InvestorBlogger) which is for 12 months at NT$1,355. Though this account is less powerful than the one I had, it seems a lot more stable.
#2 - SCSBCC Card
The limit on this card is VERY small, and when I first got the card, I saved up a lot of points that EXPIRED, hence I downgraded this card to online and emergency purchases ONLY. Then I forgot to reactivate the card for ages, its limit is only NT$50K. In the first month, I charged only 2 items: the US$1.95 paypal activation fee, which is credited to PayPal; and the last month’s hosting fees for Dreamhost. The total was about NT$1841.
#3 - Carrefour Card
In Taiwan, Carrefour have their own branded card, that doubles as a membership card, allows cashback, and bonus points. The membership function is the reason we were particularly interested as we shop there regularly. I can’t see too many reasons for having this card, except earning some cashback/bonus points on spending we already do. Also, the card is able to use VisaWave technology, making spending at convenience stores, and other places more convenient. We also get points for regular spending. It’s UNLIKELY we’ll ever use this card for paying off larger amounts. But it will come in handy. We usually spend NT$4~5K there each month on groceries and items for home as well as school. In fact, we managed to get lots of points for replacing one of our school’s airconditioners.
That’s it on the personal credit card front for June. How many cards do you have? Is three too few or too many?
Should you use savings to pay debt? It’s tempting
June 28, 2008 | Posted by InvestorBlogger | Comments Off
This is something we’re looking at right now: our mortgage rate is now rising again after rising each quarter for nearly 2 years. Would it make sense?
Would it make sense? Apart from keeping some cash for emergencies… what would you do?
Selling a house: Would you take a 100% profit?
June 27, 2008 | Posted by InvestorBlogger | Comments Off
Post Moved.
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The Zen Habits Handbook for Life!
Get Started Blogging
Why not read this short series on blogging with Wordpress?
- Lesson 1: Get Started Blogging
- Lesson 2: Changing your theme!
- Lesson 3: setting up options (pt.1)
- Lesson 4: setting up options (pt.2)
- Lesson 5: setting up options (pt.3)
- Lesson 6: Writing That First Post
- Lesson 7: Editing That First Post
- Lesson 8: Managing Categories
- Lesson 9: Managing Comments
- Lesson 10: Managing Appearance
